Healthcare digitized every operation. But the enterprise stayed fragmented.
Health plans have automated claims, enrollment, billing, care, and more — yet functions remain siloed. AI PASS connects the enterprise, bringing intelligence, context, and action together across the health plan.
TODAY
Disconnected systems
CLAIMS
PBM
CARE MANAGEMENT
REVENUE CYCLE
PROVIDER SERVICES
ANALYTICS
MEMBER SERVICES
QUALITY
IT & INFRASTRUCTURE
MEMBERConfusing Journeys
PROVIDERManual Work & Delays
PLANSiloed Data & Inefficiency
EMPLOYERLack of Clarity & Control
REGULATORReporting Burden
TOMORROW
One intelligent enterprise
ENTERPRISE HEALTHCARE OPERATING SYSTEM
MEMBERConfusing
Journeys
PROVIDERManual Work
& Delays
PLANSiloed Data
& Inefficiency
EMPLOYERLack of Clarity
& Control
REGULATORReporting
Burden
TODAY
DISCONNECTED SYSTEMS
CLAIMS
PBM
CARE
MANAGEMENT
REVENUE
CYCLE
PROVIDER
SERVICES
ANALYTICS
MEMBER
SERVICES
QUALITY
IT &
INFRASTRUCTURE
TOMORROW
ONE INTELLIGENT ENTERPRISE
ENTERPRISE HEALTHCARE OPERATING SYSTEM
CLAIMS
PBM
CARE
MANAGEMENT
REVENUE
CYCLE
PROVIDER
SERVICES
ANALYTICS
MEMBER
SERVICES
QUALITY
IT &
INFRASTRUCTURE
Four layers. One intelligence connecting them all.
Foundation. Operations. Intelligence. Experience. Four distinct layers. One connected way of working. AI PASS carries intelligence across the enterprise, turning information and capabilities into a health plan that can understand, decide, and act as one.
THE CORE
Foundation
A unified data foundation beneath the enterprise. Member, provider, claims, and care data come together so every workspace works from the same information — creating the continuity needed for connected decisions and intelligent operations.
DATA FABRICINTEGRATION FABRICSECURITY & TRUSTCLOUD-NATIVE INFRASTRUCTURE
AND YOU TAKE IT A LAYER AT A TIME
Start with one layer. The architecture stays connected throughout.
Choose the workspace that addresses your most expensive challenge and deploy it alongside your existing environment, with the underlying architecture remaining intact.
One workspace or all six
Whatever you start with reads and writes the same record. The second one you add is a configuration job, not another integration.
Standards, not middleware
FHIR R4 and R5, HL7, X12 EDI, SMART on FHIR, Da Vinci and event APIs ship with the platform. Nothing to build in the middle.
Five deployments, one architecture
SaaS, private cloud, your own cloud, hybrid or on-premise. Your compliance posture picks the model; the platform does not change underneath it.
AI PASS turns connected data into intelligence, and intelligence into action.
AI PASS is the intelligence engine at the heart of the Enterprise Healthcare Operating System. It continuously observes, understands, predicts, and recommends across the enterprise — turning real-time context into action through CAPS, then learning from the outcome. Decisions happen in milliseconds, across petabytes of healthcare data, with a reason behind every one.
PBsof data processed
ML / AImodels at scale
Real-timedecisions in milliseconds
Governedsafe, ethical, explainable
AI Pass
Member data
Provider data
Claims & encounters
Pharmacy data
Financial & operational
External & social drivers
Better member experience
Better care outcomes
Higher operational efficiency
Lower cost to administer
Stronger compliance & trust
Six data domains — member data, provider data, claims and encounters, pharmacy data, financial and operational, and external and social drivers — feed the AI PASS engine, which returns better member experience, better care outcomes, higher operational efficiency, lower cost to administer, and stronger compliance and trust.
Most AI arrives as an attachment. AI PASS arrives as the architecture. The intelligence core sits at second layer, reasoning across every signal in the system. At the third layer, reasoning lands: HealthOS as the health-plan application suite, CAPS as the transaction core turning decisions into secure, auditable action. Four layers, one surface — the dashboard, in front of whoever needs it.
HEALTHAXISAI PASSThe Intelligence Engine
Better ExperienceGreater Satisfaction
Lower CostsHigher Productivity
Better DecisionsBetter Compliance
Stronger SystemsBetter Outcomes
Smarter SolutionsGreater Impact
Better CareBetter Health
ENABLING ECOSYSTEM PARTNERS
Cloud & InfrastructureSecure. Scalable. Always available.Technology PartnersAPIs, AI models, and innovation.Care PartnersProviders, networks, and care organizations.Data PartnersData sources and insights at scale.Payor PartnersHealth plans and benefit organizations.Government PartnersPublic health and regulatory bodies.Global PartnersExpanding access. Improving lives.
One ecosystem. Infinite possibilities.Better care for all.
Layer 02 — Intelligence
The AI PASS core
From data to decisions, continuously — governed, explainable and safe. A closed reasoning loop that never stops learning, running across every layer above and below.
How it reasons• NLP & generative AI• Predictive & decision intelligence• Enterprise knowledge graph• Guardrails & human-in-the-loop
30+AI agents
250+Automated workflows
Real-timeInference & scoring
Layer 03 — Operations
HealthOS + CAPS
Where intelligent decisions become secure, compliant action. HealthOS is the application suite the plan works in; CAPS is the transaction backbone the whole enterprise runs on, built on the AxisCore administrative engine.
01 Automate02 Validate03 Secure04 Monitor
What it runs• The full HealthOS application suite• Straight-through claims processing• Rules, edits & payment integrity• Eligibility, enrollment & benefits• Provider, pharmacy & finance
How it protects• Zero-trust security model• Full audit trail on every action• Real-time operational controls• Multi-region resilience
96%Straight-through processing
97.6%First-pass accuracy
99.99%Uptime
What you get
Inside the AI PASS offering
01The Foundation
Unified data fabric, FHIR and X12 interoperability, zero-trust security and five deployment models.
02HealthOS + CAPS
The full health-plan application suite over a transaction core that adjudicates, pays and reconciles at scale.
03The AI PASS core
30+ purpose-built agents, predictive and generative models, the knowledge graph and the governance around them.
04The Experience
Member, provider, employer and partner journeys, omnichannel service and the Executive Copilot.
Adopt the whole enterprise or start with a single layer. Because every layer shares one data model and one governance model, what you add later shows up in the same views your teams already use.
“The flywheel never stops. It gets smarter, faster, and more valuable over time.
Better careLower costsOperational excellenceA healthier world
One intelligent system.Endless impact.
Every role. One connected view.
This is what the four layers look like in practice. AI PASS turns connected data into real-time intelligence and action for every role — while each experience is powered by the operations and foundation beneath it.
Premium PMPM trend on trajectory with expected growth.
View
Members at risk of readmission: 1,842
View
Opportunity: close 8 care gaps this quarter.
View
Coding identified 6 care gap candidates.
View
Recent decisions & actions
Approved auto-adjudication rules
May 20
Launched diabetes care campaign
May 18
Increased behavioral health access
May 15
Implemented prior auth automation
May 12
Complete Visibility. Better Outcomes.
Enterprise visibility
360° Member View
Complete member health
360° Provider View
Provider performance
Care Intelligence
Population health
Financial Intelligence
Real-time financials
Quality Intelligence
HEDIS & quality
Operational Intelligence
Workflow performance
Illustrative product views. Figures are representative of a mid-size plan and are configured per client.
One operating system for healthcare. Every function. Every day.
What actually changes when the enterprise runs as one system.
The numbers below are representative ranges, not projections. Where you land depends on your starting point. We establish your baseline first, then model the opportunity from there.
20–40%Lower administrative cost
Automation takes out the rework, the manual touches and the reconciliation nobody ever budgeted for.
30–50%Faster cycle times
Straight-through processing validates and prices in a single pass; exceptions route to a person instead of into a queue.
2–3xProductivity improvement
The same team handles more work, with fewer errors turning up downstream three weeks later.
95%+Accuracy & compliance
Every automated decision logged in a complete, audit-ready trail — not reconstructed after a finding.
96%Straight-through processing
Clean claims clear without a human touch, so people spend their day on the genuine exceptions.
30–60%Lower cost to operate
For TPAs and risk-bearing entities managing delegated risk without the staff of a full health plan.
Each workspace is purpose-built for a dedicated healthcare function — all connected through the same data foundation and intelligence layer. Start with the problem that matters most today and expand when you’re ready — without creating another silo.
Health plans, TPAs, provider organizations, employers, PBMs and government programs all run on the same platform — each with the workspace, data access and controls their model demands.
Health Plans
Medicare Advantage, Medicaid managed care and commercial lines, all on one system.
TPAs
Multi-client administration handled through configuration instead of custom code.
Provider Organizations
Value-based care enablement, and revenue integrity that holds up.
Employers
Transparent benefits management, and cost control you can actually act on.
Pharmacy Benefit Managers
Formulary, authorization and Rx claims sharing the same data model.
Government Programs
Modernization with compliance and reporting built in from the start.
The reference material behind the platform.
Drawn from running healthcare administration at production scale — architecture, interoperability, AI governance, and operating benchmarks, kept current as the standards and regulation around them change.